Property calculators

Compare property decisions using your own numbers. Each tool explains its formula, examples and limitations. Select one currency for all inputs; these tools do not convert currencies.

• Property affordability calculator

  Estimate a buying budget from income, existing repayments, a down payment and your chosen loan assumptions.

• Home loan EMI calculator

  Calculate estimated monthly home loan payments, total repayments and interest using a fixed annual rate.

• Property ROI calculator

  Calculate property ROI with a worked cost worksheet, holding-period rental income, loss scenarios and transparent annualisation assumptions.

• Rental yield calculator

  Calculate gross and net rental yield with a worked vacancy example, explicit annual deductions and a consistent property-value basis.

• Rent vs buy calculator

  Compare renting and buying with a worked example tracing loan payments, home equity, maintenance and changing property-value assumptions.

Estimates help you explore assumptions. Actual loan terms, ownership costs and taxes vary by lender and jurisdiction.